Lending Criteria for Term Loans



  • $10,000-$500,000

Repayment Term

  • 1-4 Years
  • Shorter Terms for working Capital, inventory turns and immediate cash flow needs
  • Longer terms for business growth and expansion purposes


  • Our rates are customized to each borrower. We understand each borrower is unique so we work with you to determine the right terms
  • Annual Percentage Rates (APR) range from 7.99 to 29.99%

Prepayment Fees

  • No prepayment penalties
  • Simply pay your outstanding balance plus accrued interest


  • Fixed payments twice a month
  • Late payment fees apply if payment is not made within 7 days of payment date


  • No specific collateral required
  • Personal guarantee
  • UCC-1 on business assets

Minimum Eligibility

  • At least 2 years in business
  • At least 3 employees
  • At least $100,000 of annual revenue
  • Good personal credit (600 Minimum)